Are Wall Road Analysts Bullish on Honest Isaac | U.S. Finance Information
Montana-based Honest Isaac Company (FICO), headquartered in Montana, is a main information analytics and choice management firm famend for its extensively used FICO Rating. Established in 1956, the company, with a market capitalization of $44.4 billion, focuses on superior analytics, artificial intelligence, and cloud-based software program options, enabling companies to make data-driven choices.
This tech stock has been on fire, surging 45.2% over the previous 12 months, crushing the S&P 500 Index’s ($SPX) 17.5% return. However 2025 has thrown a curveball, with shares slipping 6.1% year-to-date, trailing the SPX’s modest 1.3% rise.
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Even so, its dominance stays clear, handily outpacing the Expertise Choose Sector SPDR Fund’s (XLK) 12.4% rally over the previous 12 months. Nonetheless, the ETF’s marginal fall this 12 months outpaces the stock’s loss in 2025.
On Feb. 4, Honest Isaac reported its fiscal Q1 earnings, and regardless of falling short of expectations, its stock nonetheless managed to climb by 2.1% within the following session. Adjusted EPS got here in at $5.79, lacking the $6.21 consensus, whereas income of $440 million trailed the anticipated $454.7 million.
But, beneath the headline misses, FICO’s core business was strong. The Scores phase stole the show, with income surging 23% to $236 million, supercharged by a staggering 110% spike in mortgage origination revenues. Enterprise-to-business (B2B) income soared 30%, whereas Enterprise-to-Shopper (B2C) noticed a regular 3% gain, largely by oblique channels. In the meantime, the Software program phase delivered an 8% income increase to $204 million, powered by the power of its SaaS choices and strong license gross sales.
Analysts see a blockbuster 12 months forward for FICO, projecting a 35.8% surge in EPS to $24.15 by September 2025. However its earnings observe document has been grim, with only one beat within the final 4 quarters and three painful misses.
Among the many 14 analysts masking the stock, the consensus view is a “Moderate Buy,” which relies on seven “Strong Buy,” two “Moderate Buy,” and 5 “Hold” rankings.
On Feb. 26, RBC Capital Markets upgraded Honest Isaac Company from “Sector-Perform” to “Outperform,” raising its price goal to $2,170 from $2,040. The improve follows a latest stock sell-off pushed by considerations over potential GSE privatization, a new FHFA director, and better rates of interest impacting mortgage volumes and PaaS ARR growth.
FICO’s average analyst price goal of $2,149.43 represents a premium of 14.9% from the present market costs. The Road-high price goal of $2,600 implies an upside potential of 39%.
On the date of publication, Kritika Sarmah didn’t have (both instantly or not directly) positions in any of the securities talked about on this article. All info and information on this article is solely for informational functions. For more info please view the Barchart Disclosure Coverage right here.
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The views and opinions expressed herein are the views and opinions of the writer and don’t essentially mirror these of Nasdaq, Inc.
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